Financial Michael Jordan – Page 7 – Contains about financial Information

12
Nov
2018

An Insider’s Review Of The Primerica Business Opportunity

An Honest And Critical Primerica Review (Don’t Join Before Reading!)

An Insider’s Perspective From A Former Primerica Regional Vice President & $200K/Year Ring-Earner

Primerica (formerly known as PFS/ALW) is a financial services company that uses a Multilevel Marketing model. Over the last 33 years, the company has produced a multitude of 6-figure and 7-figure a year earners. In early 2010, Primerica went public after breaking ties with Citigroup, it’s long time parent company. Currently, the sales force is made up of 100,000 licensed reps. Primerica is a legitimate business opportunity and has maintained a good rating with the Better Business Bureau.

However, there are some very significant pros and cons to Primerica’s Opportunity. In this review, I’ll give you a brutally honest Primerica Review, list the pros and cons of the business and address the question of whether or not it is a viable opportunity for the average person to make a significant income.

First, let’s start with the Pros:

1. Primerica gives someone with NO experience at all in financial services to join the company and get licensed and certified to market financial product.

2. Primerica offers a part-time opportunity for it’s reps. This is a huge feature since agents can learn the business at their own pace while making income from their jobs.

3. Unlike most Multilevel Marketing opportunities, someone can make a decent income by personally marketing products like insurance, securities and mortgages.

4. Primerica provides a lot of support, mainly due to the training available vie RVP-run local offices.

5. As mentioned earlier, Primerica has one of the most documented track records in the industry and has produced many 7-figure a year earners. Currently, there are almost 70 leaders in Primerica that make $1,000,000 or more in yearly income.

Now, let me give you the Cons…

1. The product training is basic, which is sad for some clients that are being serviced by new reps. As for me personally, I would not want my families finances handled by a financial rep that has little to no experience.

2. Primerica pays a much LOWER commission to reps when compared to what they can make if they were an independent financial services rep.

3. At Primerica, you’re a “captive” agent. In other words, you can’t offer other company’s products and your clients are NOT your own. Without the ability to shop around for the best possible products for your clients, you may be selling them products that aren’t suited for them. While shopping around is a regular practice by independent reps, it is strictly forbidden at Primerica.

4. You lose approximately 80% of your team’s recruits because of licensing. The company stats indicate that ONLY about 20% of incoming reps pass their life insurance exams. What about the eighty percent that don’t pass their exams? Basically, they fall through the cracks and become a statistic. Imagine building a group that is recruiting 100 new people on a monthly basis. Think about this, out of those 100, 80 were people you couldn’t build with because they coudn’t pass their state tests for whatver reason.

5. This is a important part of the comp plan that isn’t shown in the presentation – When you get promoted to RVP, you give your best one or two legs to your upline RVP. This is known as “ownership exchange”. Imagine, working your tail off to earn your Regional Vice President promotion, only to pass up your best leader(s) to your upline and starting the building process all over again… Only this time around, as an RVP, you have office expenses to worry about and you are full-time with no other sources of income. By the way, Primerica requires it’s RVPs to be full-time and forbids them from making money elsewhere. This is extremely important to know if you are seriously considering the Primerica Business Opportunity.In other words, if you are interested in building multiple streams of income, you can forget about it once you hit the RVP position.

In closing, Primerica is a legitamite opportunity where someone can learn how to sell financial services and build their own MLM team. Just be sure to do your due diligence on the compensation model so you know exactly what’s in store for you.

So… Should You Join?

If you’re looking for a business that doesn’t require HOURS of financial product training, the probability that you’ll lose a ton of people during the licensing exams and the fact that you have to give your upline your best leaders, then Primerica is definately not for you.

However, if you’re interested in the idea of recruiting financial reps and potentially opening up your own financial services office, then Primerica may be what you’re looking for.

08
Nov
2018

Manage Securities And Investment With Financial Advisors Help

categories: Financial

If you are in need of financial services and consultancy, then you need to understand one thing. This point is that you need the services of financial advisors. Though a financial planner and a financial advisor are related terms, there is a small difference in the terms. An advisor is different from a planner and analyst. These are the three pillars of financial planning in the market. They make our lives much simpler, if we are planning for an investment.
Do not let your money rot away in the savings account
Normally when we have liquid assets, then what do we do. We choose between the two options:

Let it stay in the savings account

Invest your money in a savings scheme or national security bond
Due to these normal investment channels, your money seems to grow very slowly. Due to the extreme amount of people investing in such schemes, the government has created a policy for small growth in investment. Those who need to grow their wealth faster and quicker need to invest their money in a better investment channel.

That is where the financial advisors need to enter the scene and handle it in a better manner. Though they might not give a fully fledged plan, but they might be able to guide you in a better manner. You need to understand the fact that anybody can become a financial advisor and lend his consultancy. So the domain of financial advisors is pretty large. There will be all kinds of financial professionals who will be vying to lend their consultancy. You should pick up the professionals who have a lot of experience and above all they are certified. This is how you can grow your wealth in a secure manner.

The financial Scene in India

The financial scene is India is extremely good with all kinds of financial professionals entering the field. You will find a lot of chartered accountants, financial lawyers, CFPs and Insurance agents selling you a lot of financial consultant . That is because of their relation in the field for the financial vehicles for a long time.

ou can avail the service of the professional, whom you think is the most suitable for the job. This way you can even research for the financial professionals history. All you need to understand that you need to perform the best research for securing your investment in the best possible manner.

03
Nov
2018

Door To Door Loans- Small Cash Borrowing On Easy Terms

categories: Financial

Emergency situation can arrive at your doorstep any time and without intimation. Such situation may make you short of money, if you dont have sufficient earnings as well as previous savings. In that circumstance, youre left with no other option except to borrow some money from the financial institutions. Many lenders nowadays offering short term finance plans called door to door loans.
The doorstep loans are available to the customers on easy terms. You need not to produce collateral or your previous credit record to a lender for this purpose. You therefore can apply freely for small cash, even if you dont have a clean credit record. Doorstep advance is offered through online mode. Therefore, first you have to submit loan application form on the site of a lender. After 24 hours of application submission, cash will be in your bank account. The money, which will be approved to you, is between 500-2000 pounds. The tenure of the short term advances is 2-4 weeks. However, to get cash under these debt plans, you must possess the following qualifications:

a.Youre an UK national,
b.You have attained the age of 18 years on the date of loan application,
c.Your monthly compensation should not be less than 1000 pounds &
d.You have a valid bank account.

You can enjoy the advance fund according to your own requirements. You can buy a new DVD player, handset, electrical fan with this money. Alternatively you may repair your
existing household items pay the installments due of your new flat, deposit the monthly school fee of your children etc.

However, some companies charge very high interests on the small cash borrowings. You may therefore look for a cheap short duration lending plan either on internet or other sources. Some UK payday loans companies are also offering time flexibility option in their small cash borrowing plans. Therefore, if your monthly salary might be delayed due to some reasons, you may opt for flexible payday advance.

30
Oct
2018

Cash In One Hour- Tremendous Financial Aid For People In Dire Needs

categories: Financial

Do you need quick cash to overcome your fiscal pressures? It is a fact that you cannot avoid the unexpected expenses or make delay in repaying it as it may let you fall in future debt problems. Thus, to overcome the uneasy financial phase of your life, here are cash in one hour for you. If you are unable to match up with your financial budget and desires, quickly get applied with this loan for immediate financial aid. Check this feasible and trouble free financial aid to meet your fiscal needs right away.

Cash in one hour is an instant and simplest form of loan that is available in short form of loan. If you are unable to arrange any collateral to pledge as a security, these loans prove as appropriate and beneficial for you. The loan money that you can borrow depends upon your monthly income that can be repaid when you receive your upcoming payday in your account. There will be no restriction in the spending of loan money. Enjoy this hassle free financial aid without any discomfort and hesitation.

Applicants who are permanent US citizen and complete the age of eighteen years or more can apply with this loan aid. Plus, a checking account under his name and a regular employment is required to prove his repayment ability.

If you are affected with several bad factors in your account like insolvency, foreclosures, bankruptcy, CCJ, arrears, defaults and so on, you can still accomplish the approval of one hour cash advance. This loan does not follow any credit checking process that let you fulfill your financial expenses without any credit issues. One need not have to face the favorism at all.

Online application method considered as the easiest and fastest approach for all. If you need to get the assistance of cash in one hour, make a careful research at online financial market. There are numerous lenders available that offer you immediate financial aid at competitive rates. Choose the better lender and land with the reasonable deal of all. Swiftly fill up a single online application form with few required details. Funds will deposit in your account within quick span of hours.

Anytime when you have inadequate finance but expenses are more, relying upon cash in one hour can be the swiftest financial aid. These loans are powerful source of finance that let you manage your uncertain financial ups and downs without any fuss and delay.

25
Oct
2018

Gay Male Escorts A Lucrative Career

categories: Financial

In this day and age, being gay is certainly no longer that much of an issue. Sure, there are still many people who are uncomfortable with the idea but on the whole, being gay no longer causes ripples in polite societys pond the way it used to back in the day.

As with every other entrepreneurial endeavor, the companionship business has also evolved and utilizing the internet has offered both the client and proprietor more opportunities, choices, and confidentiality.

While the term escort evokes images of beautiful paid women and rich influential men, there is a relatively much smaller portion of the prostitution industry made up of men whose attentions can be had for a fee.

Gay male escorts can charge quite high prices for their time and for any other extra service and the internet offers many websites catering to this industry that one can even choose by state! They have actual directories for this. Take for example: Gay male escorts USA New York directory and gay male escorts San Francisco USA listing. Added is the convenience with which clients can pick and choose over the internet. Its as simple as typing these phrases in Google: Gay escorts male USA webcams, gay male escorts USA videos free, USA gay male escorts USA pictures listings free, and so on and so forth.

Most gay male escorts generally look and act straight which is certainly convenient for those clients who prize discreetness above all. It is worth noting though that there are also the rare types of male escorts who are gay for pay. This means that they identify themselves as heterosexual but would do same sex activities for a certain sum.

Rent boys, as they are also called, usually go into the industry for financial reasons they were either desperate for money or they just wanted to augment their current income and afford the finer things in life. Earning $300 an hour as a gay male escort may not be a guys dream job but if you desperately need to pay your rent or you want that new cellphone Well, it certainly is a quicker way to get much needed cash.

Though the industry does pay good money, like any other industry, there are also downsides. Any rent boy would tell you there are clients who are personifications of their nightmares from cheapskates, stalkers, and sexual sadists to name a few. Of course, the element of danger is ever present in this job. The risk of sexually transmitted diseases is a fundamental concern. Personal safety is another. In this line of work, one is exposed to the risk of hate crimes which is also why it is important to be circumspect. Or what if you end up being with an actual honest to goodness psycho? Its all in a days work in the life of a gay male escort (well, most escorts for that matter).

In the worlds oldest profession, the relatively small population of rent boys makes it an extremely lucrative business sector. As Aaron Lawrence, a gay pornographic actor and director so succinctly puts it, The gay body is not only pleasurable, but profitable as well.